No one wants to think about the time when he or she dies. However, if you do not make arrangements ahead of time, someone else will decide where you will be buried and how much of your estate will be spent. This person will most likely be a grieving member of your immediate family, and most people in this situation overspend, mistakenly equating a higher cost with greater love for the departed. By acting now, you can lighten your family’s burden when that time comes. Pre-planning your cemetery arrangements – with your head and not your heart – is an act of love that provides several financial and emotional benefits to your family, not to mention your own satisfaction in knowing that your wishes will be carried out to your personal specifications.
WHY YOU SHOULD PLAN AHEAD
We recommend that a husband and wife share their feelings and decide on their final arrangements together. This saves your loved ones heartache, expense and inconvenience at the time of your passing. Besides, we would rather see the both of you now rather than later when the inevitable forces one of you to see us alone on the worst day of your life!
Life insurance is for the living, not the deceased. It helps your family adjust to the loss of income that a death causes. If pre-need arrangements are not made, your family will be forced to spend a significantly larger amount of your life insurance proceeds on cemetery arrangements.
Cremation or burial costs are expenses every family must pay. You can meet these needs today out of your current income through budget payments. Payment for cemetery arrangements made at the time of a death are traditionally made prior to internment. We accept most forms of payment including credit card, cashier’s checks and money orders.
Peace of Mind
When a death occurs in any family or among friends, the grief is tremendous and the healing time is very long. Pre-arranging cemetery property will ease your family’s burden. Your family will know that your wishes have been carried out, and there will be no second-guessing. This peace of mind is worth far more than the dollars spent.
Based on the last five decades, we know funeral expenses will continue to increase. Pre-arrangement allows you to freeze these costs at today’s prices.
Thinking ahead can help you make informed and thoughtful decisions about funeral arrangements. It allows you to choose the specific items you want and need.
Be sure to tell your family about the plans you’ve made; let them know where the documents are filed. If you’re planning a funeral — either making arrangements with family or friends before you have to or when a loved one dies, do your research and ask questions. You can get information by coming in sit down and speak with a pre-need counselor; you can buy goods and services separately; and you can buy only the items you want and need.
Shop around in advance
Compare prices from at least two funeral homes.
Ask for a price list
The law requires funeral homes to give you written price lists.
Types of Funerals
Includes a viewing or visitation and formal funeral service, use of a hearse to transport the body to the funeral site and cemetery, and burial, entombment, or cremation of the remains.
The body is buried shortly after death, usually in a simple container. No viewing or visitation is involved, so no embalming is necessary.
The body is cremated shortly after death, without embalming. The cremated remains are placed in an urn or other container. No viewing or visitation is involved.
Providers to charge a basic services fee that customer has to pay.
Basic services fee
- Funeral planning
- Securing the necessary permits and copies of death certificates
- Preparing the notices
- Sheltering the remains
- Coordinating the arrangements with the cemetery or other third parties
*** The fee does not include charges for optional services or merchandise.